Budgeting is the road map for your finances. It is the essential tool to help you and your family find your way out of debt and to build a solid foundation.
Establishing a budget and sticking to it is not easy, but it is the best way to be in control of your finances. My family knows from experience, as we are climbing out of $86,000 of debt.
Here are 7 free printable budget worksheets – from the household budget, planning for a wedding, buying a home, etc… – to help you make sure your money is going toward the expenses that matter the most.
Monthly Budget Worksheet
This household budget worksheet is adapted from David Bach’s book, Smart Women Finish Rich
Click here to download or print: http://www.moneyfunk.net/wp-content/uploads/2009/10/SpendingLog-Budget.pdf
Debt Snowball Worksheet
Dave Ramsey’s Total Money Makeover is a financial lifesaver in our family (highly recommend it for those starting out on their debt free journey). Christ Community Church has a worksheet to help you calculate that debt snowball plan.
To download or print: http://www.cccomaha.org/resources/docs/debtSnowballWorksheet.pdf
Student Budget Worksheet:
American Student Assistance offers students a budget worksheet to track monthly earnings and
expenditures and keep their loan payments on track.
Download or Print: http://www.asa.org/pdfs/borrower/asa_budget-worksheet_pdf.pdf
Retirement Budget Worksheet
Most people don’t take the time to develop a complete picture of their annual living expenses for retirement. GuideStone provids this budget worksheet to get you started.
Download or Print: http://www.guidestoneretirement.org/~/media/retirement/flash/prepforret/retbudgetedit%20pdf.ashx
Christmas Budget Worksheet
Alternatives for Simple Living has a simple-to-use worksheet for planning the holiday budget. Includes taking account for food, decorations, and social events, too.
Download or Print: http://simpleliving.startlogic.com/information/archives/PDF/ChristmasBudget.pdf
Buy a Home Worksheet
Motley Fool, I can’t say enough good things about them. Mix a bit of Dave Ramsey with the Fool and you have my complete financial package. The Fool offers this great Home Buying Worksheet to determine how much home you can really afford.
Download or Print: http://www.fool.com/homecenter/worksheets/buyahome.pdf
Wedding Budget Worksheet
Let’s not forget Weddings – with their stunning beauty and joyous emotions it is easy to be swept away with the finances in planning for such an occasion. Simple Living has a great budget worksheet for planning that special day.
Download or Print:http://www.realsimple.com/static/pdfs/budget_worksheet.pdf
