Tag Archives: spend less challenge

Week 4 Personal Challenge

(Week 3 – Spend Less Challenge)

Have you checked out September’s Earn More Challengers (see sidebar)? The list is getting bigger!

My family is meeting our goal. And it’s not easy! But, we are doing pretty good. A lot of frugality (great article) , no eating out, meal planning, finding stuff to sell, and a lot of faith, hardwork, & determination have been pulling us along our journey!

As you may know, my DH and I played hookie to walk from Huntington Beach State Park to Newport Beach Pier, have lunch @ Mutt Lynch’s (what a name!) and walk back. newport_beach It was a 7 mile destination with a yummy lunch and great company. And in this case, we did eat out. We made an exception because we needed to do this as a couple. The good thing, the money came from cashing in our change jar. The rest of the funds will be used for miscellaneous expenditures at Universal studios this weekend – I won the tickets on a radio station contest a few months back (the kids will enjoy the fact they get to ‘eat out’ at the theme park).


mutt lynchs

Day at Beach:

  • State Park Fee: $15 (ouch, they raised it due to our budget cuts)
  • Lunch: $45 (great turkey sandwich & ice cold beer!)
  • Ice Cream: $6 (mmm…peanut butter & chocolate 31 Flavors)

Ya, a tad bit more than I would have like to pay, but well worth it. I would do it again.


lakeNext up for us two: a 6-mile local hike in Lake Arrowhead, CA.

How the week 4 (week 3 Spend Less Challenge) went: Left with $4 to our name! lol. But, we had our auto gas for work and groceries in our fridge. So, all is good!

I was able to stay on my target goal and send $202 off to my Visa. And for Week 5, I will be submitting another payment of $202 this week to the Visa, too. Yeah! (Goal update: Need to submit $202 for 15 weeks to stay on target).

How are all of the other participants doing on their Spend Less Challenge?

Have a great weekend! And I will post my meal plan soon! Are you ready for an Earn More Challenge in September?