Minor as it may be… we made milestone(s)!
In July I started with $82,985.14 of debt. The proceeding months we tacked on more debt due to school, etc… And we were also building our $1,000 EF account. So, during this time debt wasn’t being paid down.
I just realized that while updating my excel spreadsheet, we have gone below our original debt. We are now at $81,435.77.
Also, my husband finally got his break fixed on his motorcycle. We had set aside $1000.00 to cover this fix. Well, here is how it went (remember motorcycle guys are flaking. may work in your favor):
- Bike guy said he was going to charge him $200 and to pick it up Saturday at 12p.
Hubby called at 12p. No answer, of course.
Hubby called, called, and called. Finally gave up mad.
Hubby & I went out on his bday date to movies at 4pm.
Yup, bike guy called at 4:15pm. Movie starts at 4:40pm.
Impecable timing. Wouldn’t you say?
Picked up motorcycle.
Remember motorcycle guys are flaky.
Bike guy does not write things down.
Hubby says, “you said $140, right?” and hands him that amount.
Bike guy looks at him with a funny look and says, “that’s what I said?”
Bike guy, “okay, then!”
Hubby saves $60 and we go on date (w/o movie). 🙂
Yes, my husband feels guilty about it. But here is why I told him to get rid of feeling guilty. When we had the motorcycle put together, the bike guy told us $6000. When it was through he took us for $10,500. And that wasn’t due to ‘additions’. I would have put up a fight, but its either pay the money and get the bike or don’t pay the money and the guy has a $28,000 bike. What do you do?!
Like I said, the bike guy makes up numbers. Horrible business man, but a really good custom bike mechanic. So, I feel like we just got back a little of what we were overtaken for.
What did I do with the other $800?
$288.29 replenished our EF account back to up $1K
$411.71 balance remaining. I haven’t calculated a move for it, yet.
We will probably pay off the JCP bill we racked up during Christmas. I think it’ll be a good move. 😉
Make it a great day! ~MF