Tag Archives: in the trenches

In The Trenches: Financial Survival During Times of Hardship

This is a book review In The Trenches: Financial Survival During Times of Hardship

Are you In The Trenches? Feeling like your financial future needs an overhaul or the choices of the past are now catching up with you?

Have you lost your job, home, or relationship and it’s time to start over? Or, do you just want some tips for how to record and budget your money more efficiently?

In The Trenches: Financial Survival During Times of Hardship is for the millions of Americans that are starting over or just looking for a new way of doing things. The book contains stories, budgeting charts, and ideas. It is a springboard for your future.

In the Trenches is the story of one family’s survival of economic challenges brought on by a terminal illness in the family and loss of income. Getting creative, learning to budget, and looking at the situation through the eyes of opportunity can turn around any bad situation.

My Thoughts

This book offers great down-to-earth advice and true experiences of how to survive difficult financial times.

The first section of the book offers forms and worksheets to access your current financial situation, where you need to go and how to get there. I really enjoyed the job profablity worksheet pairing examples between working at a fast food restaurant versus the office job. And the eye opening results. As Carol states, “not everything that glitters is gold”. This holds true.

The second section is a collection of stories and ideas from Carol’s family’s experience in scrambling to make ends meet. We’re talking bare bones survival and realizing toilet paper is the best investment. She learned to take 10% of what ever amount she had to spend on grocery and stock it away; thus, ‘Stocking Money’. With this money she learned to build a food storage, so that her family never went hungry. I commend Carol for pulling out of these situations she has experienced. And she discusses her experience with good humor (after all, they say laughter is the best medicine, right?).

In The Trenches, Financial Survival During Times of Hardship is a diamond in the rough. I loved this book. It is 168 pages of great reading and a valuable resource for anyone looking for ways to pull through their difficult financial times.

Full-size worksheets are available on the author’s blog, In the Trenches, for your personal use.

About the Author

The author, Carol Schultz-Weil, spent a number of years in banking where she was a manager and procedural analyst and reviewed departmental processes and procedures to determine and implement cost savings ideas. Upon leaving that career she worked in various administrative positions while rehabbing homes. She is also the author behind two blogs, America for Fair Banking and In the Trenches.