Tag Archives: Blogs to Note

This Week in Review

My Fab Five (plus one extra) this week:

The Sacrifice of Eliminating Debt by Deliveraway Debt. This is a great article. Do you realize the type of lifestyle you need to maintain in order to eliminate debt? And are you ready to make those sacrifices?

Good Debt is for Dumb People by Ninja at Punch Debt in the Face. The Student Loans…The mortgages… perhaps considered “good” debt, but wouldn’t you have done it differently if you could go back?

$5 a day? from Small Steps 4 Big Change. Would you miss $2 a day or even $5 a day? What if you automatically deferred this money into paying down your credit card bill. SS4BC has the numbers worked out. I think it’s a fabulous idea!

You liked my idea? Here is a visual… by Musings of a Midlife Mom. I can totally smell the sugar cookies with the virtuals from this article. A simple, frugal, and delicious Christmas gift idea!

We’re free of consumer debt by Clever Dude. This totally sparks my interest because they kicked off $113,000 of debt in 3 years. Glad I found this through Budgets Are Sexy. Can’t wait to read up on how they did it (cuz the fraction of debt is close to matching theirs).

Last minute addition. 5 Challenges of the Great Exodus by My Money Chat. Thinking of leaving your workplace for the life of self employment? Then check out this post to understand the good, the bad, and how to deal with the issues when you chose to stand on your own two feet.

Enjoy the read!

The Bucket List

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Blog to note: Marelisa Online is owner of the AbundanceBlog. One blog, I fantastically stumbled upon.

As the new year is getting closer, I am growing older, and thoughts continuously ramble in my head… I think about what I have accomplished and have not accomplished in my life. What goals have I not set on paper? What goals have I not accomplished?

And one says, “Christine, why do let these heavy thoughts bog your mind?”

“Because” I say,”my marriage is ill, I hate where I live, I feel like I have been in purgatory for years, and I have yet to complete one of my major goals I hold dear to my heart.”

(begin the rambling)

  • I remember when i was a kid. I could sit for hours, draw detailed pictures of the brain (yes, I was no normal child), and locations of all where all the senses were located.
  • I had dreams of becoming a neurosurgeon
  • I loved to look at the stars and figure out constellations
  • I wanted to be an astronaut
  • I loved Halloween. I wanted to be a vampire.
  • I wanted a life being Indiana Jones with all of his adventures
  • I dreamed of going to the countryside of France – I think this is a past life issue
  • I used to write for hours creating books, poems and haikus.
  • I dreamed of traveling all of europe
  • Perhaps this should be my post about the 6 things you didn’t know about me

    I have losts all interests in those things above. And now, I feel as though I am losing my dreams.

    If you know me, you know that I am not one to sit and sulk for too long. I usually, with full force, will change my circumstances to realign my life to my pleasing. Even if changing hurts me acutely. As long as I know chronically it is better for me.

    But, this time… I am at a crossroads of hardships. Why? Because my children are precious to me. And I do not know if they can survive being that bold in life. The realignments, the adjustments. Anyway, let me return to my topic!

    I don’t want to lose my dreams. I have decided to do something TODAY that can get me jumpstarted back into finding my dreams. So, I think there was a coincidence that I ran into this post on Marelisa Online called, Start 2009 with a bang – Create a life list. Creating a list of all that you want to do before you kick the bucket.

    Things happen for a reason. I believe this post was a fortunate sign in my life. You just have to look out for those opportunities.

    Even though I am undecided about my decisions to make regarding my marriage, I have vowed to set my dreams and goals on paper. This way I can begin to work towards them by considering “what can I do today to make this dream a reality?”

    Let me share a few of those dreams with you:

    Traveling

  • United Kingdom – my 6th grade puppy love lives there
  • Italy – trying to make it there in 4.5 years (son’s 18th; daughter’s 13th bday)
  • Germany
  • France – Bastille Day
  • Japan
  • Oxaxca, Mexico – Day of the Dead Festival
  • New England states – I want the colonial tour
  • Languages I want to learn

  • French
  • German
  • Conversational Italian
  • Things I want to accomplish

  • Rock climbing
  • Finish a quilt
  • Open a restaurant
  • Expand my Baking Skills
  • Of course, these are only a few things I want to do. I still need to complete my list. I think that it is my new year resolution to step up to the plate and make some of this happen. My daughter is all with me on learning Italian. lol!

    What are some of the things you would include on your bucket list?

    p.s. – sorry for the personal aspect, but sometimes I just have to ramble my thoughts in order to get my brain cleared and situated.

    Tips to Keep Motivated – Blog to Note

    I can’t help it, I’m an 80s Ghostbuster fan. And my weekend trip to Knott’s made my heart skip a beat when, there…. I saw… THE STAY PUFT MARSHMALLOW MAN! And of course, the GhostBuster’s car. How cool is that?

    Well, my reason for writing. I just did a post on Reaching Your Financial Goals. And although a great post, one also needs to know how to stay motivated in reaching those goals. As I pondered to write a post on the subject (and blog hopped while at work – oops), I came across a post that hit the spot! Sharon Rose’s Tips to Keep Motivated in a Credit Crunch. Although it’s her reflection of personal monetary habits, it’s genuinely a fantastic article that all of us can value. This is this week’s Blog to Note. 🙂

    Finances and Emotional Attachments

    I have deleted the main content of this page, regarding my dilemma, due to the fact that I was self loathing and having a seriously ‘weak-minded’ moment.

    Quick recap: do I stay and finish my degree (10 classes @ $7900) or stop so I can start cleaning up the finances and be sure I can provide for my son’s tuition in 4 years? But, I also have been going to school off and on since 1992, for a 4 year degree. And then, blah, blah, blah on my part. I listed the pros and cons and asked you for your advice.

    What I decided to do: I am going to stay in college and finish out the degree (completion Dec 2009). I think that the $7900 remaining will be worth it. No one can take my degree away from me. These days I am way more self focused (thanks to my husband) and determined to stay on course. I promise to myself that I will keep with this major in Computer Science and I will complete this degree in Dec. 2009. I have a set goal and I will obtain it.

    Why I think I needed and why I wrote this blog: I need to talk things out with myself. Get a little feed back. My mind is once again clear. I can’t always be strong. And writing is a good medium for therapy. Luckily, I can edit the self loathing so that you don’t have to hear me groan. 🙂

    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
    Okay, well in regards to finances and emotional attachments, here are two awesome valuable articles:

    Simple Dollar wrote a great article on, “The Psychological and Emotional Attachment to What We Have and What We Want”. It really got the mind rolling about what emotional attachments I have with objects and money.

    Also, read First Step Marketing called, “Letting Go of What You Want”. If you are able to really understand the article, it makes for excellent advice. You can find my self loathing response in the comments to that article.
    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

    Enjoy the read!

    Sometimes, there is (negative) comfort to regress to old ways of thinking. And that is what the self loathing was – a comfort to an old way of thinking.

    I am really happy that fighting to gain control of my family’s finances is bringing some wonderful and invigorating new ways of thinking. It will make me strong and it will make me successful, not just in achieving financial independence, but also to achieving a wonderful inner spirit.

    “Blogging is great therapy!”

    Credit Score for Free! (No strings attached. Really!)

    I was blog reading around and found Credit Karma offers a free credit score in seconds!!!

    Put in a few details, choose to receive or not receive future offers, and WhaLa – Your credit score appears.

    I am glad to have discovered this site!

    Oh, you want to know the score, huh? 664 – Could be higher, but not going to complain. It’s better than the 528 (yes, that low) I had a few years back. Climbing out of the trenches.

    Take a moment to Reflect… (Virtual Meditation.)


    Happy Monday, Fellow Bloggers.

    I started thinking that we are in the right direction by physically tracking our PF journey. With our goals, spreadsheets, calculators, and blogging in a great community. But, are we mentally ready to take on this journey?

    Sometimes our personal journeys take us on a whirlwind of emotions. Whether your journey is paying down your debt, raising a family, nesting for a new child, buying a first house, taking on a new job, facing hardship, etc…

    It can carry a range of emotions like:

    Down low:

    • despair
    • anxiety
    • fear
    • irritated

    Up high:

    • happy
    • joyful
    • hopeful
    • refreshed

      Being of sound mind is just as important as having our materialistic tools. We rely on ourselves when a financial hardship faces us like not meeting a debt payment on time. We rely on ourselves when we need to call the Credit Card companies to renegotiate our APR. We rely on ourselves to make sure all our bills do get paid on time. All these things that we rely on ourselves for takes precious time and energy. Who is going to take care of you?

      Well, I am going to offer you some insight on how you can mindfully take care of YOU.

      I wanted to share a wonderful site with you where you can plug in the earphones, close the door, close your eyes, and reeeeelllllllaaaaaaaxxxxx. It will only take just for a few minutes of time. It’s by Lime.com and called the MEDITATION ROOM.

    This short meditation can help you to recenter, refresh, recharge yourself and align your senses to help take on your journey in a more peaceful way. I hope that you will take a moment to mindfully care about you.

    You never know, it might just make your Monday Morning a more pleasant work day! 😉

    ps – my favorite is the water room.

    Mary Hunt’s Debt-Proof Living

    Think vintage radio or black & white televisions. Think radio static or morse code (do-do-do-do-do-do) We interupt this broadcast with an important message…

    If anyone is interested in checking out the financial debt repayment plan I am following, Beachgirl’s Budget has done a wonderful job of Recapping Mary Hunt’s Debt-Proof Living.

    This is the 80-10-10 plan that I am following found in my Woman’s Day magazine.

    Everyone has their own way for tackling their debt. I just wanted to share my preferred method for erradicating (love that word) my debt. Most financial plans have a good pointer or two (or four or more). It is just finding the one that works for you.

    Enjoy the read!