$21,000 student loan repayments are about to begin. On your mark, get set, go!
This is normally when I scamper and decide to go back to school. Diving my self deeper in student loan debt and deffering my student loan payments once again. Then I stress myself out because I don’t have time for school, raising home, and working full time. It’s a mad vicious cycle I repeat time and time again. Remember this is only one of my student loan accounts. The other begins in December.
This time, I am doings things a bit differently. Breaking out of my comfort zone and facing the hard facts.
- You (me) have $32,000 dollars worth of student loan debt that is not going away!
- Interest may be low, but it is still secretly accruing (okay, maybe not secretly, but I don’t pay alot of attention to it)
- I can’t keep ignoring the debt or keep returning to school (You (me) have your children to put through school soon)
- And, it’s times to do things the right way. Stop running and tackle this SL stuff once and for all! The time is now!
I’m in a great position to tackle this Student Loan stuff. I just found out I have great credit, I have a good job, and most of all… my family has been planning and working hard to tackle this issue. It’s not luck that I got my Best Buy Card PIF’d! It was determination.
My Best Buy CC payment is now my 3.25% student loan payment. I reached my goal of not accruing any new debt payments. I erradicated one payment to go to the other. I also did a fast forward and managed to PIF my Best Buy CC by 1 year. Not bad, eh?
I’m not running anymore, fellow friends! I am facing the saga and I am going to erradicate it as fast as i can!
Do you have financial goals you need to tackle, but don’t know how to start? I found a great, great article (click here) to help get you on the right track.
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