Comments on: Get Your Debt Under Control | Reduce your Variable Expenses http://www.moneyfunk.net/finances/reduce-your-variable-expenses/ Personal Finance & Frugal Living Tue, 07 Feb 2012 09:38:55 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: RoadOutOfDebthttp://www.moneyfunk.net/finances/reduce-your-variable-expenses/#comment-10112 RoadOutOfDebt Wed, 18 May 2011 13:11:06 +0000 http://www.moneyfunk.net/?p=6792#comment-10112 Everyone know that developing new habits is not the easiest thing to do. For someone that always had lunch and dinner out, start cooking could be a tough challenge, but the efforts will pay off. Most of people have a shock when they realize how much they pay on food and how cheap it is to buy it from the grocery and cook it. Everyone know that developing new habits is not the easiest thing to do. For someone that always had lunch and dinner out, start cooking could be a tough challenge, but the efforts will pay off. Most of people have a shock when they realize how much they pay on food and how cheap it is to buy it from the grocery and cook it.

]]> By: A {Frugal} Challenge | Move to Portugalhttp://www.moneyfunk.net/finances/reduce-your-variable-expenses/#comment-9575 A {Frugal} Challenge | Move to Portugal Sun, 05 Dec 2010 10:42:19 +0000 http://www.moneyfunk.net/?p=6792#comment-9575 [...] Christine from Money Funk, one of the challengers writes about in this post, if you are trying to pay off debt then reducing your variables expenses is one of the best places [...] [...] Christine from Money Funk, one of the challengers writes about in this post, if you are trying to pay off debt then reducing your variables expenses is one of the best places [...]

]]> By: How Much of Your Paycheck Do You Need to Survive? | Invest It Wiselyhttp://www.moneyfunk.net/finances/reduce-your-variable-expenses/#comment-9440 How Much of Your Paycheck Do You Need to Survive? | Invest It Wisely Tue, 09 Nov 2010 19:48:37 +0000 http://www.moneyfunk.net/?p=6792#comment-9440 [...] Reduce your expenses (Yakezie link). [...] [...] Reduce your expenses (Yakezie link). [...]

]]> By: SheilaThttp://www.moneyfunk.net/finances/reduce-your-variable-expenses/#comment-7878 SheilaT Sat, 03 Jul 2010 06:37:46 +0000 http://www.moneyfunk.net/?p=6792#comment-7878 I just got out of deep debt by focusing on getting rid of my high interest rate cards first. It does not really take that long if you focus. It's easy to slide right back in that debt if you don't handle those variable cost. Sheila The T I just got out of deep debt by focusing on getting rid of my high interest rate cards first. It does not really take that long if you focus. It’s easy to slide right back in that debt if you don’t handle those variable cost.
Sheila The T

]]> By: THE FINAL TALLY; “Catfight of the Personal Finance Blogger Chicks” | Barbara Friedberg Personal Financehttp://www.moneyfunk.net/finances/reduce-your-variable-expenses/#comment-7874 THE FINAL TALLY; “Catfight of the Personal Finance Blogger Chicks” | Barbara Friedberg Personal Finance Sat, 03 Jul 2010 01:18:03 +0000 http://www.moneyfunk.net/?p=6792#comment-7874 [...] Laura at Move to Portugal  joined in as well as Christine from Money Funk. Finally, Jacob from Early Retirement Extreme  decided to “keep the fight clean.” So, the [...] [...] Laura at Move to Portugal  joined in as well as Christine from Money Funk. Finally, Jacob from Early Retirement Extreme  decided to “keep the fight clean.” So, the [...]

]]> By: Catfight Update: Post 3-Secrets to Coping with Spending Cuts | Barbara Friedberg Personal Financehttp://www.moneyfunk.net/finances/reduce-your-variable-expenses/#comment-7697 Catfight Update: Post 3-Secrets to Coping with Spending Cuts | Barbara Friedberg Personal Finance Wed, 23 Jun 2010 22:44:40 +0000 http://www.moneyfunk.net/?p=6792#comment-7697 [...] the deal. I agreed to a spending reduction challenge with Jacq @ Rich Mom Single Mom, Christine @ Money Funk, and Laura @ Move to Portugal, back in the beginning of June. Jacob @ Early Retirement [...] [...] the deal. I agreed to a spending reduction challenge with Jacq @ Rich Mom Single Mom, Christine @ Money Funk, and Laura @ Move to Portugal, back in the beginning of June. Jacob @ Early Retirement [...]

]]> By: Mikehttp://www.moneyfunk.net/finances/reduce-your-variable-expenses/#comment-7574 Mike Wed, 16 Jun 2010 22:50:05 +0000 http://www.moneyfunk.net/?p=6792#comment-7574 Christine, great post. We have done some budgeting and found out that we are actually not making ends meet every month. So, we started looking at our expenses, and as you suggested we were spending too much on "variable" expenses. So we cut, cut, cut. Moreover, we looked at our fixed expenses and were able to renegotiate some our monthly fixed expenses and were able to save another 25%. Now, we actually have money left over every month and to pay towards our debt and reduce the loan interest and duration. Let me tell, it is a bit painful at first, but you must make it fun for the family. Christine, great post. We have done some budgeting and found out that we are actually not making ends meet every month. So, we started looking at our expenses, and as you suggested we were spending too much on “variable” expenses. So we cut, cut, cut.
Moreover, we looked at our fixed expenses and were able to renegotiate some our monthly fixed expenses and were able to save another 25%.

Now, we actually have money left over every month and to pay towards our debt and reduce the loan interest and duration.

Let me tell, it is a bit painful at first, but you must make it fun for the family.

]]> By: Friday Finds June 11, 2010http://www.moneyfunk.net/finances/reduce-your-variable-expenses/#comment-7516 Friday Finds June 11, 2010 Sun, 13 Jun 2010 16:07:26 +0000 http://www.moneyfunk.net/?p=6792#comment-7516 [...] June. UPDATE: I have just been notified that two more lady bloggers have entered the competition: Christine of Money Funk and Laura of Move to Portugal. We’ll be watching to see who wins the [...] [...] June. UPDATE: I have just been notified that two more lady bloggers have entered the competition: Christine of Money Funk and Laura of Move to Portugal. We’ll be watching to see who wins the [...]

]]> By: Weekend Reading, at 300 km/h | Invest It Wiselyhttp://www.moneyfunk.net/finances/reduce-your-variable-expenses/#comment-7511 Weekend Reading, at 300 km/h | Invest It Wisely Sun, 13 Jun 2010 15:16:57 +0000 http://www.moneyfunk.net/?p=6792#comment-7511 [...] Money Funk wants you to get your debt under control. [...] [...] Money Funk wants you to get your debt under control. [...]

]]> By: DIY Investorhttp://www.moneyfunk.net/finances/reduce-your-variable-expenses/#comment-7468 DIY Investor Fri, 11 Jun 2010 22:13:03 +0000 http://www.moneyfunk.net/?p=6792#comment-7468 Also think of ways to reduce costs of expensive habits. I get massages at Baltimore School of Massage (your beauty school mention brought this to mind) using coupons from the paper for $20/hour. Private spa is $60/hour and up. Volunteer at wine festivals and you usually get a couple of bottles of wine. In Maryland there are festivals every weekend. Also think of ways to reduce costs of expensive habits. I get massages at Baltimore School of Massage (your beauty school mention brought this to mind) using coupons from the paper for $20/hour. Private spa is $60/hour and up.
Volunteer at wine festivals and you usually get a couple of bottles of wine. In Maryland there are festivals every weekend.

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