Comments on: How to Make a Budget http://www.moneyfunk.net/finances/how-to-make-a-budget/ Personal Finance & Frugal Living Tue, 07 Feb 2012 09:38:55 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Money Funkhttp://www.moneyfunk.net/finances/how-to-make-a-budget/#comment-6128 Money Funk Fri, 30 Apr 2010 16:01:23 +0000 http://www.moneyfunk.net/?p=2673#comment-6128 Thank you, Deacon. Yes, you need to have a hand in budgeting. To recognize each time you sit down, if your money is going to the most respected areas. And it takes constant effort to make that time. But in the end, if my money has prospered via increased gains in my wealth/net worth... than it was all worth it. Another for Mint.com. Yeah! Oh, I am sure we've all learned those 'pending' lesson the hard way once or twice in our life. And if its more than that... then one may benefit from doing a cash only allowance for the week. ;) Thank you for sharing your thougts on this post. Thank you, Deacon. Yes, you need to have a hand in budgeting. To recognize each time you sit down, if your money is going to the most respected areas. And it takes constant effort to make that time. But in the end, if my money has prospered via increased gains in my wealth/net worth… than it was all worth it.

Another for Mint.com. Yeah! Oh, I am sure we’ve all learned those ‘pending’ lesson the hard way once or twice in our life. And if its more than that… then one may benefit from doing a cash only allowance for the week. ;)

Thank you for sharing your thougts on this post.

]]> By: Money Funkhttp://www.moneyfunk.net/finances/how-to-make-a-budget/#comment-6127 Money Funk Fri, 30 Apr 2010 15:57:36 +0000 http://www.moneyfunk.net/?p=2673#comment-6127 I know many people who have done well from Mint.com. Thank you for the recommendation. And you gotta love Online Bill Pay. I insert all my bills once a month and wha-la! they are taken care of. One less thing to worry about. I know many people who have done well from Mint.com. Thank you for the recommendation. And you gotta love Online Bill Pay. I insert all my bills once a month and wha-la! they are taken care of. One less thing to worry about.

]]> By: Deacon Bradleyhttp://www.moneyfunk.net/finances/how-to-make-a-budget/#comment-6027 Deacon Bradley Wed, 28 Apr 2010 15:38:39 +0000 http://www.moneyfunk.net/?p=2673#comment-6027 Awesome post Christine! I would argue that step 6 (review) is KEY to making it work. Many people make a budget each month that doesn't work. Reviewing how awesomely wrong you were or how you failed to stay on track can be painful, but it's the only way to get better. Your emphasis that it takes months to get it right is so true (took me 3 or 4 too, and I still miss the mark from time to time even years later). Mint.com is a great resource for tracking your spending, and I think it's important for people relying on this tool to understand how it works. Because it only downloads purchases that have 'authorized' (not 'pending') it can sometimes take days for purchases to show up on your budget. Just a pro-tip from someone who found out 3 days too late they bought too many groceries :). Awesome post Christine! I would argue that step 6 (review) is KEY to making it work. Many people make a budget each month that doesn’t work. Reviewing how awesomely wrong you were or how you failed to stay on track can be painful, but it’s the only way to get better. Your emphasis that it takes months to get it right is so true (took me 3 or 4 too, and I still miss the mark from time to time even years later).

Mint.com is a great resource for tracking your spending, and I think it’s important for people relying on this tool to understand how it works. Because it only downloads purchases that have ‘authorized’ (not ‘pending’) it can sometimes take days for purchases to show up on your budget. Just a pro-tip from someone who found out 3 days too late they bought too many groceries :) .

]]> By: Devinhttp://www.moneyfunk.net/finances/how-to-make-a-budget/#comment-5404 Devin Thu, 01 Apr 2010 18:12:43 +0000 http://www.moneyfunk.net/?p=2673#comment-5404 Great post! If I may add, using mint.com has been tremendously helpful, especially when most purchases are made via debit or credit card. Combined with online bill pay (as you love so much!), budgeting has become a lot easier. The only challenge at this point is "sticktuitiveness" - like you mention above, scheduling a time each week to sit down for 20 minutes and ensure all finances are in order :) Thanks again! Devin Great post!

If I may add, using mint.com has been tremendously helpful, especially when most purchases are made via debit or credit card. Combined with online bill pay (as you love so much!), budgeting has become a lot easier.

The only challenge at this point is “sticktuitiveness” – like you mention above, scheduling a time each week to sit down for 20 minutes and ensure all finances are in order :)

Thanks again!

Devin

]]> By: adminhttp://www.moneyfunk.net/finances/how-to-make-a-budget/#comment-2778 admin Thu, 29 Oct 2009 01:44:11 +0000 http://www.moneyfunk.net/?p=2673#comment-2778 Hi Denise, Thanks for coming over and checkin' it out! Free of debt would be awesome. Tis a long journey but i hear it is WELL WORTH IT. ;-) Hi Denise, Thanks for coming over and checkin’ it out! Free of debt would be awesome. Tis a long journey but i hear it is WELL WORTH IT. ;-)

]]> By: Denisehttp://www.moneyfunk.net/finances/how-to-make-a-budget/#comment-2777 Denise Wed, 28 Oct 2009 23:43:39 +0000 http://www.moneyfunk.net/?p=2673#comment-2777 Hi - thanks for your comment today on my blog. This is my first visit here - wow, lots to read. I'll be back. I'd love for us to be FREE of debt - we've come far but still have a ways to go! Hi – thanks for your comment today on my blog. This is my first visit here – wow, lots to read. I’ll be back. I’d love for us to be FREE of debt – we’ve come far but still have a ways to go!

]]> By: adminhttp://www.moneyfunk.net/finances/how-to-make-a-budget/#comment-2776 admin Wed, 28 Oct 2009 23:17:35 +0000 http://www.moneyfunk.net/?p=2673#comment-2776 Thx! Now if I will just stop tinkering with it and leave it as is! Budgets are me friend. Well, most of the time. I know the article may be basic, but its a strong basic tool to have in your files. I've slacked a little so it is nice to revisit the subject again. Thx! Now if I will just stop tinkering with it and leave it as is!

Budgets are me friend. Well, most of the time. I know the article may be basic, but its a strong basic tool to have in your files. I’ve slacked a little so it is nice to revisit the subject again.

]]> By: Revanchehttp://www.moneyfunk.net/finances/how-to-make-a-budget/#comment-2775 Revanche Wed, 28 Oct 2009 23:12:03 +0000 http://www.moneyfunk.net/?p=2673#comment-2775 I do like the new layout, nice job! And you know me, I'm absolutely about the budget. I do like the new layout, nice job! And you know me, I’m absolutely about the budget.

]]> By: adminhttp://www.moneyfunk.net/finances/how-to-make-a-budget/#comment-2770 admin Tue, 27 Oct 2009 21:21:50 +0000 http://www.moneyfunk.net/?p=2673#comment-2770 Oh, I like that saying from John Maxwell. A simple but rather smart statement. :) And you're right, it does take time for it to work out the kinks and become second nature. Once it does its rather nice. I spend no more than 5-10 minutes a week keeping my budget and paying bills (love online bill pay). Sticking with it is my biggest obstacle. It helps me when I sit down the same time every week to work on it - then I am on a schedule to comply like its clockwork. Oh, I like that saying from John Maxwell. A simple but rather smart statement. :)

And you’re right, it does take time for it to work out the kinks and become second nature. Once it does its rather nice. I spend no more than 5-10 minutes a week keeping my budget and paying bills (love online bill pay). Sticking with it is my biggest obstacle. It helps me when I sit down the same time every week to work on it – then I am on a schedule to comply like its clockwork.

]]> By: adminhttp://www.moneyfunk.net/finances/how-to-make-a-budget/#comment-2769 admin Tue, 27 Oct 2009 21:18:33 +0000 http://www.moneyfunk.net/?p=2673#comment-2769 But we will prevail as we are strong women wanting the best for our families. :) You will prosper in the things you need. And I can't wait to hear when you do! Check out the department's outlet stores - they really have good prices. It just won't be the newest trend of appliance. But we will prevail as we are strong women wanting the best for our families. :)

You will prosper in the things you need. And I can’t wait to hear when you do! Check out the department’s outlet stores – they really have good prices. It just won’t be the newest trend of appliance.

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