Comments on: Going for Broke http://www.moneyfunk.net/finances/going-for-broke/ Personal Finance & Frugal Living Tue, 07 Feb 2012 09:38:55 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Carnival of Personal Finance #234 – Weirdest Toy Crazes Edition | Suburban Dollarhttp://www.moneyfunk.net/finances/going-for-broke/#comment-3255 Carnival of Personal Finance #234 – Weirdest Toy Crazes Edition | Suburban Dollar Mon, 07 Dec 2009 13:06:05 +0000 http://www.moneyfunk.net/?p=4061#comment-3255 [...] Funk, inspired by a lifetime movie, is going for broke. She provides a list of ways you can spend less on the things you do everyday so you can live more [...] [...] Funk, inspired by a lifetime movie, is going for broke. She provides a list of ways you can spend less on the things you do everyday so you can live more [...]

]]> By: money funkhttp://www.moneyfunk.net/finances/going-for-broke/#comment-3211 money funk Sat, 05 Dec 2009 05:37:17 +0000 http://www.moneyfunk.net/?p=4061#comment-3211 So, I found this nice suit at the swap meet... just kidding. That is such a bummer. Did you find some nice, but cost friendly replacements? Maybe you could try using <a href="http://www.dryel.com/" rel="nofollow">Dryel</a> from now on. That way your clothes stay in your dryer. ;-) Actually, it is a good movie. Seen it a couple years in a row now. Love the holiday movies on Lifetime and Hallmark. That is about the only time I watch those channels. It's inspiring movie. And that is another thing about living frugal - have a good attitude. If you're frugal because you're totally broke - make it a positive game - "not spending buying this cup of coffee will save me $4.00, compounded..." and don't use "I can't buy this cup of coffee because I'm broke". Also, have a road map - where is this frugal life taking you - is it to be debt free? or to travel? or to just live a simple life. You're more than welcome to bring your problems to my blog. BTW, I can't wait to try that Chai from TJ's! So, I found this nice suit at the swap meet… just kidding. That is such a bummer. Did you find some nice, but cost friendly replacements? Maybe you could try using Dryel from now on. That way your clothes stay in your dryer. ;-)

Actually, it is a good movie. Seen it a couple years in a row now. Love the holiday movies on Lifetime and Hallmark. That is about the only time I watch those channels. It’s inspiring movie. And that is another thing about living frugal – have a good attitude. If you’re frugal because you’re totally broke – make it a positive game – “not spending buying this cup of coffee will save me $4.00, compounded…” and don’t use “I can’t buy this cup of coffee because I’m broke”. Also, have a road map – where is this frugal life taking you – is it to be debt free? or to travel? or to just live a simple life.

You’re more than welcome to bring your problems to my blog. BTW, I can’t wait to try that Chai from TJ’s!

]]> By: money funkhttp://www.moneyfunk.net/finances/going-for-broke/#comment-3210 money funk Sat, 05 Dec 2009 05:30:17 +0000 http://www.moneyfunk.net/?p=4061#comment-3210 I am glad you found a planning book that works for you. It took me a good 3 months to get a really good budget and plan to help in our debt free journey. So keep at it and remember its a journey - so it's not always uphill. Just remember to breath, move steady, and keep at it. The challenges are there to make you stronger. I used Mary Hunt's Debt Proof Living, then I found Motley Fool's <a href="http://www.moneyfunk.net/finances/bad-debt-to-income-ratio/" rel="nofollow">Bad Debt to Income Ratio</a> and combined it with Dave Ramsey's Total Money Makeover. The last two are very big influences in my journey. Living frugal is taking the convenience out matters - plan, plan, plan. :) Thank you for stopping by! I am glad you found a planning book that works for you. It took me a good 3 months to get a really good budget and plan to help in our debt free journey. So keep at it and remember its a journey – so it’s not always uphill. Just remember to breath, move steady, and keep at it. The challenges are there to make you stronger.

I used Mary Hunt’s Debt Proof Living, then I found Motley Fool’s Bad Debt to Income Ratio and combined it with Dave Ramsey’s Total Money Makeover. The last two are very big influences in my journey.

Living frugal is taking the convenience out matters – plan, plan, plan. :)

Thank you for stopping by!

]]> By: money funkhttp://www.moneyfunk.net/finances/going-for-broke/#comment-3209 money funk Sat, 05 Dec 2009 05:20:15 +0000 http://www.moneyfunk.net/?p=4061#comment-3209 I am glad. Lately, I've been thinking about the little things I do or could do to remain frugal - like saying no to buying hot chocolate so that I can come home and fix some while sitting by a nice fire. Or the hard stuff, like walking in the store and moping out because I am only buying one thing (there is really cute stuff during the holidays). But it will all be worthwhile in the end. I know it will! I am glad I could give you some cheer! I hope everything is well. Christine I am glad. Lately, I’ve been thinking about the little things I do or could do to remain frugal – like saying no to buying hot chocolate so that I can come home and fix some while sitting by a nice fire. Or the hard stuff, like walking in the store and moping out because I am only buying one thing (there is really cute stuff during the holidays). But it will all be worthwhile in the end. I know it will!

I am glad I could give you some cheer! I hope everything is well.

Christine

]]> By: Lydia aka Ms. MoneyChathttp://www.moneyfunk.net/finances/going-for-broke/#comment-3208 Lydia aka Ms. MoneyChat Sat, 05 Dec 2009 05:19:01 +0000 http://www.moneyfunk.net/?p=4061#comment-3208 interesting movie. i might check it out. normally i run from lifetime movies but this one sounds like a winner. as for frugally savvy tips, i couldn't agree more with your tip on clothes: "The other thing you might do – buy a few quality pieces of clothing and maintain them. What are your thoughts on this?" of course this is assuming that they aren't stolen from dry cleaners! sorry, i didn't mean to bring my problems to your blog;-). interesting movie. i might check it out. normally i run from lifetime movies but this one sounds like a winner.

as for frugally savvy tips, i couldn’t agree more with your tip on clothes: “The other thing you might do – buy a few quality pieces of clothing and maintain them. What are your thoughts on this?” of course this is assuming that they aren’t stolen from dry cleaners! sorry, i didn’t mean to bring my problems to your blog;-).

]]> By: Bettyhttp://www.moneyfunk.net/finances/going-for-broke/#comment-3206 Betty Sat, 05 Dec 2009 04:26:12 +0000 http://www.moneyfunk.net/?p=4061#comment-3206 Great post! It's a good movie and amazing to think about actually living like this. We could make due with so much less. Actually less is more sometimes. Our goal is to cut out unnecessary expenses so we picked up a pretty good financial planning book by Anthony Manganiello called "The Debt-Free Millionaire". It helped us really examine where we are and define what we need to do to reach our <a target=blank_ href="http://www.therealcashflowceo.com/Books___Products_2XAV.html" rel="nofollow">financial goals</a>. Time to start REALLY tracking expenditures and using your suggestions above! Great post! It’s a good movie and amazing to think about actually living like this. We could make due with so much less. Actually less is more sometimes. Our goal is to cut out unnecessary expenses so we picked up a pretty good financial planning book by Anthony Manganiello called “The Debt-Free Millionaire”. It helped us really examine where we are and define what we need to do to reach our financial goals. Time to start REALLY tracking expenditures and using your suggestions above!

]]> By: Aprilhttp://www.moneyfunk.net/finances/going-for-broke/#comment-3201 April Fri, 04 Dec 2009 21:48:37 +0000 http://www.moneyfunk.net/?p=4061#comment-3201 Loved this post! Lots to think about, lots to consider. And some of it cracked me up! This is just what I needed this afternoon!!! Loved this post! Lots to think about, lots to consider. And some of it cracked me up! This is just what I needed this afternoon!!!

]]> By: money funkhttp://www.moneyfunk.net/finances/going-for-broke/#comment-3196 money funk Fri, 04 Dec 2009 16:50:46 +0000 http://www.moneyfunk.net/?p=4061#comment-3196 You're welcome. I told my husband about the site, too. And that I have no excuse not to get free movie rentals. You can reserve the movie you want online, too. That way you know it'll be at your Redbox (what a clever kiosk). Starbuck's totally adds up! I have to sneak to Starbucks w/out my kids or I'd be paying for them, too (terrible isn't it? lol). That's a college education payment right there! ;) Sleeping containers? Going to check that one out! Thanks for stopping by! You’re welcome. I told my husband about the site, too. And that I have no excuse not to get free movie rentals. You can reserve the movie you want online, too. That way you know it’ll be at your Redbox (what a clever kiosk).

Starbuck’s totally adds up! I have to sneak to Starbucks w/out my kids or I’d be paying for them, too (terrible isn’t it? lol). That’s a college education payment right there! ;)

Sleeping containers? Going to check that one out! Thanks for stopping by!

]]> By: money funkhttp://www.moneyfunk.net/finances/going-for-broke/#comment-3195 money funk Fri, 04 Dec 2009 16:45:39 +0000 http://www.moneyfunk.net/?p=4061#comment-3195 Sorry, I just found out it is Home by Christmas. It is a good movie. I love all those holiday movies on Lifetime and Hallmark. You're right, you need to TAKE AWAY THE CONVENIENCE to be frugal. It is tough! Especially in an ever so convenient society! Sorry, I just found out it is Home by Christmas. It is a good movie. I love all those holiday movies on Lifetime and Hallmark. You’re right, you need to TAKE AWAY THE CONVENIENCE to be frugal. It is tough! Especially in an ever so convenient society!

]]> By: Little Househttp://www.moneyfunk.net/finances/going-for-broke/#comment-3188 Little House Fri, 04 Dec 2009 14:59:09 +0000 http://www.moneyfunk.net/?p=4061#comment-3188 Thanks for the RedBox link to free codes, we have one right around the corner from us! Also, I too am having trouble breaking free of my Starbucks addiction, so I sympathize with you. I'm trying to switch to their via 4 days a week, but am only doing it about 2. Those dollars add up! As for the movie you reviewed, I think that most people who end up as 'Urban Nomads' (there is a company with this name creating mobile sleeping containers and I love this term) who are sane and intelligent, quickly get their act together and don't live this way for long. thanks for the post! Thanks for the RedBox link to free codes, we have one right around the corner from us! Also, I too am having trouble breaking free of my Starbucks addiction, so I sympathize with you. I’m trying to switch to their via 4 days a week, but am only doing it about 2. Those dollars add up!

As for the movie you reviewed, I think that most people who end up as ‘Urban Nomads’ (there is a company with this name creating mobile sleeping containers and I love this term) who are sane and intelligent, quickly get their act together and don’t live this way for long.

thanks for the post!

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