Featured in the Carnival of Personal Finance #234 â€“ Weirdest Toy Crazes Edition – at the Surburban Dollar
Last Sunday, my husband and I were watching Home by Christmas on the Lifetime Channel. *Correction: Sorry, previously I said Home for the Holidays.
The movie is about a housewife whose husband has an affair with a 27 year old and wants a divorce. The wife just wants to get the relationship over with, gives the house to the husband, and moves to a one bedroom apartment. Unfortunately, she gets mugged and ends up in the hospital. During this time, the thieves clear out her bank account of $15,000, she is evicted from her apartment and is forced to live in her car.
She hits rock bottom.
Fortunately, she makes great friends with another lady in the same situation. What I admired about this movie is that even what seemed like nothing, they made do.
- For exercise they stairmastered a building’s 18 flights of stairs
- They ate food from shopping store samples and open house buffets
- They got their hair done at a salon where stylist trainees volunteered their time
- They still dressed to the nines buy shopping wisely at the thrift store
- Intellectual stimulus was kept in tact by reading at the library
- They volunteered their time at the church to help other people
It made me think… If these women can make do with the resources they are limited to, could I “go for broke” to help my get-out-of-debt journey?
Sure, I’ve written a post on frugal living, but can I hold my self accountable for frugal living? What are some of things I could be doing right now to increase my frugal living? What are some of the things I do practice in my quest for a frugal life?
Frugally Saavy Guidelines
Want to buy a book or a DVD? Stop! Frugally Saavy would be heading to your library and checking it out. Need to put into practice again. But I do rent from REDBOX. Oh ya, get free REDBOX rental codes at InsideRedbox.com. Now there is really no excuse for me not getting my DVD rentals for free.
Want to go clothes shopping to fix that need for instant gratification? Frugally Saavy would be to head to the second hand store with time to shop and score some great deals. With $20 in my hand I can score some great finds! Need to put into practice again. Especially now that I dumped out over 1/2 my closet. I didn’t tell you – my husband didn’t say anything to me, but he did notice I ‘dumped’ my closet because he followed suit and donated a large bag of his clothes to charity! Way to go hubby!
The other thing you might do – buy a few quality pieces of clothing and maintain them. What are your thoughts on this?
Wanting to munch on convenient snack foods? Frugally Saavy would be to buy produce and prepare it yourself. When you get home from the grocery store, cut up veggies and sort fruits into individual packs; they are ready on hand when you want to munch. Need something salty or crunchy? Buy pretzels, raisins, nuts and chocolate chips in bulk and make your own trail mix. Need to put into practice again! Silly me for not doing it because I LOVE fresh veggies and healthy snacks.
Need a coffee fix at your local Starbuck’s? Frugally Saavy would buy a regular coffee to satisfy your fix. The Sumatra blend is a great coffee! BUZZ! I’ve been sucking up the mochas with whipped cream. Fell off the frugal bandwagon on this one!
Need to exercise? Frugally Saavy would use the great outdoors! The stairs or even the curb provide enough for stair stepping. Get out and walk or run. These days many parks are equiped with an exercise track. YUP! My husband and I have frequently been exploring new trails these days. It’s so refreshing!
Want to save at the grocery store? Frugally Saavy would plan my menu & grocery shopping around ads. Go for the generic brand items. Ding! Ding! Ding! I am good at this one. Buy generic when feasible and shop according to what’s on the ads. I love it when I have coupons that help save even more on my bill.
Need to save on the utility bills? Frugally Saavy would bundle up, dress down, flick off switches, and unplug those boxes. Learn to wear sweaters and socks when its cold. Dress down when it’s hot. Keep the lights off when not needed. My husband is very good at this concept and keeps me in check. And when the summers give off the heat I head for the beach. I’m also a stickler for the electricity being off. Just ask my kids – I’m barking at them all the time to flick off the TV, the lights, etc…
Want to really be frugal? Frugally Saavy could stay home and off the computer! Find things to do that keep you busy at home; clean out the photos, tend the garden, clean out the cupboards, rearrange a room. If you stay at home and off the computer then you know you’re not spending money. Yes! For the most part we have been staying home or we go hiking. When we go to the store it’s because it’s on our budget and we go for exactly what we came to get.
It looks like there are some areas may benefit from “going broke”. Living a frugal life requires one to be conscious of thier choices. I am not living frugal because I have to but because I want to become debt free (heck ya!).
So, starting today I am “going for broke” and will be keeping track in making conscious decisions to live frugal. Hey, even if I gain an extra $18 back in my wallet… that’s $18 closer to becoming debt-free. Have you put your frugality into ‘re’check?
Conclusion to the Movie
The two woman collaborated together and start their own realty business using resources in community; they also realize eachother’s strengths and weaknesses – one sells the homes and the other manages the home loans. The women found a niche that helped other realty companies. That niche allowed them to piggyback their resources from the other realty companies in a win-win situation.