7 Free Printable Budget Worksheets

Budgeting is the road map for your finances. It is the essential tool to help you and your family find your way out of debt and to build a solid foundation.

Establishing a budget and sticking to it is not easy, but it is the best way to be in control of your finances. My family knows from experience, as we are climbing out of $86,000 of debt.

Here are 7 free printable budget worksheets – from the household budget, planning for a wedding, buying a home, etc… – to help you make sure your money is going toward the expenses that matter the most.

Monthly Budget Worksheet

household budget

This household budget worksheet is adapted from David Bach’s book, Smart Women Finish Rich and helps you determine what you spend monthly in the eight most important categories.

Click here to download or print: http://www.moneyfunk.net/wp-content/uploads/2009/10/SpendingLog-Budget.pdf


Debt Snowball Worksheet

debt snowball

Dave Ramsey’s Total Money Makeover is a financial lifesaver in our family (highly recommend it for those starting out on their debt free journey). Christ Community Church has a worksheet to help you calculate that debt snowball plan.

To download or print: http://www.cccomaha.org/resources/docs/debtSnowballWorksheet.pdf


Student Budget Worksheet:

student budget

American Student Assistance offers students a budget worksheet to track monthly earnings and
expenditures and keep their loan payments on track.

Download or Print: http://www.asa.org/pdfs/borrower/asa_budget-worksheet_pdf.pdf


Retirement Budget Worksheet

retirement budget

Most people don’t take the time to develop a complete picture of their annual living expenses for retirement. GuideStone provids this budget worksheet to get you started.

Download or Print: http://www.guidestoneretirement.org/~/media/retirement/flash/prepforret/retbudgetedit%20pdf.ashx


Christmas Budget Worksheet

christmas budget

Alternatives for Simple Living has a simple-to-use worksheet for planning the holiday budget. Includes taking account for food, decorations, and social events, too.

Download or Print: http://simpleliving.startlogic.com/information/archives/PDF/ChristmasBudget.pdf


Buy a Home Worksheet

home buying

Motley Fool, I can’t say enough good things about them. Mix a bit of Dave Ramsey with the Fool and you have my complete financial package. The Fool offers this great Home Buying Worksheet to determine how much home you can really afford.

Download or Print: http://www.fool.com/homecenter/worksheets/buyahome.pdf


Wedding Budget Worksheet

wedding budget

Let’s not forget Weddings – with their stunning beauty and joyous emotions it is easy to be swept away with the finances in planning for such an occasion. Simple Living has a great budget worksheet for planning that special day.

Download or Print:http://www.realsimple.com/static/pdfs/budget_worksheet.pdf


19 thoughts on “7 Free Printable Budget Worksheets

  1. Pingback: 7 Free Printable Budget Worksheets : Money Funk | Personal Finance … Budget by about

  2. Beckey

    Awesome! Thanks for these links. I will be utilizing a few of these for our January budget!

  3. Little House

    Thanks for these worksheets! I am going to try the debt snowball one, that looks like it is really useful. As for the “How much house can you afford?” there are a couple of calculators that I like using from Bankrate and Michael Bluejay’s website that do all the calculations for me (I’m lazy!)

    1. money funk

      If you want an ecalculator for snowballing, you could try whatsthecost.com.

      I love Bankrate, too! I will have to try Michael Bluejay’s (haven’t heard that one). I like to use the internet for lazy calculations, but sometimes I enjoy having all my terms on paper as a visual reminder.

  4. Small Town Runner

    My husband found a debt snowball spreadsheet for free at thebathroomdoor.com. (Sorry, I don’t know a more specific location!) It’s great because he can drop in our numbers, and it gives a calculation of when each debt will be paid off.

    These are great worksheets, as well. It’s good of you to share!

    1. money funk

      Oh, another snowball spreadsheet online. Usually, I use whatsthecost.com, but its the not user friendliest around (still good though because I love the snowball spreadsheet it produces that you can copy and paste into Excel). I will have to give it a try. Thank you!

  5. Broke Girl

    You know what I was thinking about almost all day today? That I needed a new budget sheet.


    You read my mind without even knowing it. Thanks!

    1. money funk

      Thanks for visiting. Hope you know I just spread word around on twitter that there is a new PF blog. πŸ˜€ Don’t be surprised if you get some ‘hellos’.

      I like having a pen and paper kind of budget to use with my excel spreadsheet. Hey, I’m a detailed kind of gal. πŸ™‚
      I am glad I could help. I’m going to add you to my blogroll, too!

    1. money funk

      Hi Frugal Trenches,

      I hope all is well. Thank you for stopping by. I do hope people can benefit from these spreadsheets. Maybe one day I can benefit from the “how much house can I afford”. πŸ™‚

      Have a wonderful Holiday! πŸ™‚

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  8. Ray

    At a glance this site is a bit off topic. It could be very relevant for some though. It is free information on getting a truly free credit report and even the all elusive free score.
    Free as in no money no or ever and no subscription needed…

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  11. d wood

    Thanks for sharing these planners there is a few that will come in handy but still a bit young for the retirement one thanks again

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