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Written by money funk on December 15, 2009
Budgeting is the road map for your finances. It is the essential tool to help you and your family find your way out of debt and to build a solid foundation.
Establishing a budget and sticking to it is not easy, but it is the best way to be in control of your finances. My family knows from experience, as we are climbing out of $86,000 of debt.
Here are 7 free printable budget worksheets – from the household budget, planning for a wedding, buying a home, etc… – to help you make sure your money is going toward the expenses that matter the most.
Monthly Budget Worksheet
This household budget worksheet is adapted from David Bach’s book, Smart Women Finish Rich
Click here to download or print: http://www.moneyfunk.net/wp-content/uploads/2009/10/SpendingLog-Budget.pdf
Debt Snowball Worksheet
Dave Ramsey’s Total Money Makeover is a financial lifesaver in our family (highly recommend it for those starting out on their debt free journey). Christ Community Church has a worksheet to help you calculate that debt snowball plan.
To download or print: http://www.cccomaha.org/resources/docs/debtSnowballWorksheet.pdf
Student Budget Worksheet:
American Student Assistance offers students a budget worksheet to track monthly earnings and
expenditures and keep their loan payments on track.
Download or Print: http://www.amsa.com/fap/forms/downloads/BudgetWorksheet_2009.pdf
Retirement Budget Worksheet
Most people don’t take the time to develop a complete picture of their annual living expenses for retirement. GuideStone provids this budget worksheet to get you started.
Download or Print: http://www.guidestoneretirement.org/~/media/retirement/flash/prepforret/retbudgetedit%20pdf.ashx
Christmas Budget Worksheet
Alternatives for Simple Living has a simple-to-use worksheet for planning the holiday budget. Includes taking account for food, decorations, and social events, too.
Download or Print: http://simpleliving.startlogic.com/information/archives/PDF/ChristmasBudget.pdf
Buy a Home Worksheet
Motley Fool, I can’t say enough good things about them. Mix a bit of Dave Ramsey with the Fool and you have my complete financial package. The Fool offers this great Home Buying Worksheet to determine how much home you can really afford.
Download or Print: http://www.fool.com/homecenter/worksheets/buyahome.pdf
Wedding Budget Worksheet
Let’s not forget Weddings – with their stunning beauty and joyous emotions it is easy to be swept away with the finances in planning for such an occasion. Simple Living has a great budget worksheet for planning that special day.
Download or Print:http://www.realsimple.com/static/pdfs/budget_worksheet.pdf
Article by Christine
Hi! I am the mind behind MoneyFunk.net. What started out as a blog to hold my family accountable for climbing out of $89,000 debt, has morphed into a community of bloggers & readers all vying for the same thing – ERADICATING DEBT!
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Awesome! Thanks for these links. I will be utilizing a few of these for our January budget!
And what few of those will you be using???
Glad I could be of help. 
Thanks for these worksheets! I am going to try the debt snowball one, that looks like it is really useful. As for the “How much house can you afford?” there are a couple of calculators that I like using from Bankrate and Michael Bluejay’s website that do all the calculations for me (I’m lazy!)
If you want an ecalculator for snowballing, you could try whatsthecost.com.
I love Bankrate, too! I will have to try Michael Bluejay’s (haven’t heard that one). I like to use the internet for lazy calculations, but sometimes I enjoy having all my terms on paper as a visual reminder.
My husband found a debt snowball spreadsheet for free at thebathroomdoor.com. (Sorry, I don’t know a more specific location!) It’s great because he can drop in our numbers, and it gives a calculation of when each debt will be paid off.
These are great worksheets, as well. It’s good of you to share!
Oh, another snowball spreadsheet online. Usually, I use whatsthecost.com, but its the not user friendliest around (still good though because I love the snowball spreadsheet it produces that you can copy and paste into Excel). I will have to give it a try. Thank you!
I have an exel spreadsheet I use for tracking expenses. I am happy to share if you’d like!
Sure, you can share. Can you leave a link in the comments? Or you can email it to me at moneyfunkblog@gmail.com and I’ll be happy to post it for you.
You know what I was thinking about almost all day today? That I needed a new budget sheet.
You read my mind without even knowing it. Thanks!
Thanks for visiting. Hope you know I just spread word around on twitter that there is a new PF blog.
Don’t be surprised if you get some ‘hellos’.
I like having a pen and paper kind of budget to use with my excel spreadsheet. Hey, I’m a detailed kind of gal.
I am glad I could help. I’m going to add you to my blogroll, too!
What wonderful sheets! I’m sure they are very helpful!
Hi Frugal Trenches,
I hope all is well. Thank you for stopping by. I do hope people can benefit from these spreadsheets. Maybe one day I can benefit from the “how much house can I afford”.
Have a wonderful Holiday!