I know, I know… why was I asking for a credit increase?
DH and I have decided to start using our Hawaiian Airlines card exclusively in place of our debit card.
We want to rack up our Airline miles for our trip in April and any future trips we take to Hawaii.
Why we didn’t think of this sooner, I don’t know. Oh ya, probably because we didn’t feel like we were on more solid financial grounds.
Why we were denied: in the past I was making larger monthly payments per our budget schedule. But our budget changed and I started paying the minimum monthly payments.
Bank of America told me I had to be more agressive with my monthly payments!
Um, hello. I have always paid on time, paid the minimum (if not more), my husband who owns a house is on the account, we both have excellent credit scores.
I don’t get it!
I am not as dismayed as i sound to be. I know I am better off without the increase. But the reasons behind the denied credit increase are really lame to me.
Anyone else experience such issues?