Category Archives: The Daily Grind

How to Make $100,000 in the Next 6 Months & Book Giveaway

Happy 2010 to all of you! Get that strong coffee brewing and rid of that New Year hangover cuz you’re gonna wanna read this post.

Title caught your attention, huh? Caught mine, too. Especially, because one of my career goals would be to work remotely while travelling the world (sounds good,eh?)

I found Tim Ferriss’ “Build Your Business” competition through Planting Dollars. $100,000 for the grand prize winner!

Here the jist:

It is a 6-month “Build Your Business” competition, offered by 4-hour workweek and Shopify, to help kick start one into building a viable near- or fully-automated business online following the steps in The 4-Hour WorkweekThe 4-Hour Workweek: Expanded and Updated!.

  • $100,000 for the grand winner
  • $120,000 total in prizes
  • 6 months starting January 1st
  • Even if you don’t win the prizes, you should end up with a viable business at the end of 6 months

Even if you don’t win “the prizes”, you will end up with…

A Vast Wealth of Valuable Information!

They plan to support you with the tools and skills you need, there will be expert tutorials on critical subjects (like Google Adswords testing, design, etc…) on a monthly basis at minimum, posts on his blog,with real-life examples, and more.


Oh, I am tempted to join the contest! What the heck would I sell? What can I sell with low start up? The brain is clicking! (To find out about the contest rules, click here)

If you were to enter the “Build your Business” competition and needed to read the revised edition of The 4-Hour Workweek: Expanded & UpdatedThe 4-Hour Workweek: Expanded and Updated! to help you on your journey, but don’t have a copy…I am giving one away! (You don’t need to enter the “Build your Business” competion to win the book)

To enter Book Giveaway:

Simply leave a comment by Friday, January 8th, 8am Pacific time about what business you would consider starting if you joined this competition. A winner will be picked randomly Friday, January 8th, 2010 post ending time of giveaway.


What stopping you? Get commenting! πŸ˜‰

And the Winner is:

Well, if you all are wondering what business I would do. Considering the lack of time I have to ‘make’ a product, I would probably sell beer & bbq paraphernalia: mugs, steins, aprons, bbq sets, food gift items, etc…

Okay, okay. And the winner (via is… @GrlRedBalloon. Yeh!

Thank you all for entering!

2010 New Year’s Resolutions

2010 New Year Resolutions… I was kindly reminded by Frugal Zeitgeist that the New Year would be upon us in a few days. “I haven’t made any New Resolutions”, I thought. “Or even reflected on last year’s resolutions.”

2009 resolutions… I made a gazillion resolutions. You know what? I’m not even going to look back on them. Why? Because I realize that the 2009 resolutions were all about slowing down in my life; to wake up and smell the roses. So, the list of resolutions were to help me to reflect on that purpose.

I did accomplish 2009 with that intent. Although, it was not done by the list. I seemed to have in the back of my mind and with each movement, to fulfill each step with full accomplishment and in ways to step out of my comfort zone.

Financially, I slowed down to focus intently on paying down the debt. And if you look at our progress made you can see there was a big difference between this year and last. I did not rush, pay what I thought was right, and charged when I thought ‘I can pay this later. We’ll get back on track.’ Instead I slowed down, focused more, took control, realized with each step taken where exactly I needed to go and adamantly stuck to my guns about not using things (like credit cards) that would inhibit our journey.

In my life, I spent more time with my family, tried to connect closely with my kids (especially because raising teenagers scares me), I learned to cook new recipes (even if I didn’t get around to making biscotti), hiked more with my husband, took out my sewing maching, I picked up crocheting and reading nonusual subjects. So, in my own ways I learned to slow down and enjoy the moment.

I took control of my time instead of time taking control of me.

And at the same time, my work life was extremely hectic! New programs, new standard of procedures… 2009 was a crazy year for new situations with much discomfort. December I could begin to feel it slowing down and making a normal pace for myself again. *Thankfully*

2009 slow down movement has taught me not to rush into things (as much). It has taught me to chart a course right for me, at times to step back and look at the situation as a whole instead of parts. To partake in a process with full course (not to skimp or rush through it). To accept people are at different marks in their journey; some may be ahead of me and some behind or some right with me. And that their successes are good to take gratitude in and understand that my day will come to rejoyce in my own successes.

Now that I realize I need to chart a course that is right for me and to take ample strides to achieve them with gratitude I have only two resolutions to make for the 2010 New Year.

  1. I have always wanted to travel the world and told my self I would begin at 18….then 30….now that I am almost 40 *eek! sounds so old* I have yet to accomplish my goal. There are always excuses to not make it happen. Well, I can’t do that anymore or I am going to regret one of my greatest dreams.

    2010 I will chart my first destination course. When I am debt-free where will I travel first? I will plan a 21 day trip most likely touring the Europe; charting its costs, the hotels, the sites I want to visit, etc…

  2. I will be putting together a new Snowball Schedule thru What’s the Cost. It is going to be my goal to beat it by at least $5,000. I am definitely motivated to get back on my “I’m Selling Everything” mission to get out of debt. Or perhaps it may be with the help of picking up overtime (a potential opportunity may come up in April).

    If I meet this goal then I am that much closer to reaching my dream in #1 – travel the world when I am debt-free.

What are your 2010 New Year Resolutions?

BTW, Have a Happy & Safe New Year’s celebration!


Merry Christmas!

Other than being hit by a mild, but irritating case of the flu… things have been getting cheery around here. We wrapped presents for what feels like hours! We didn’t even buy that much, but geesh! Least they are done. I am seriously considering putting “hiring someone to gift wrap” in the Christmas budget next year. Do you wrap your own gifts or do you pay someone to do it? We have the local high school band available to do this type of service – I may just take them up on it!

As I winded down in bed for a couple of days to rest and tweet (@moneyfunk)… I now have quite a few batches of cookies to catch up on! Eeks. But I am ready. The butter is softening on the counter as I type. I am going to have to run to the store for some raisins… can’t make oatmeal raisin walnut cookies without them! LOL.

Midnight mass will be attended tonight…. Children tucked into bed…gifts will be put under the tree…. And then, Christmas morning will arise to breakfast, coffee, gifts, and family joy.

From my family to you and yours:

Merry Christmas!

PS – I have some great updates about my experience with getting a loan
from Lending Club and the husband and I paying off some credit cards & a personal loan. Wacky but great experience with results that made our husband and I very happy.

Menu Plan Monday

Southern California lends for a warm Christmas day. It is suppose to be upper 70s with sun. This can make it tough to get into the holiday spirit. So, to get my spirits up, I enjoy baking cookies with my daughter. For this menu, I chose to share my favorite holiday cookies recipes – tried and true – I know they work.

  • Russian Tea Cakes – the simplest cookies to make and always a big hit with everyone
  • Oatmeal Raisin Walnut Cookies – who doesn’t love a batch of these cookies?!
  • Snickerdoodles – these cinnamon sugar yummies are great to make all year round
  • Ginger Cookies – this is a first for me. I decided that I am going to make a batch for my mother for when she comes over on Christmas day. It’s always been a favorite cookie of hers.
  • Rice Krispies Treats – Another favorite treat! You have to use Jet-puffed marshmallows and the Trademark Rice Krispies – no subs!
  • Traditional Christmas Dinner – this will be the first time I am cooking Christmas dinner – Wish me Luck! Turkey, ham, sweet potatoes, stuffing, gravy, green bean casserole, mashed potatoes, jellied cranberries, crescent rolls, pumpkin pie with Cool Whip – did I get everything? Let see if I can coordinate everything to be ready at the same time. Oh ya, don’t forget the thin mint cookies shots: 1/3 each Bailey’s, 1/3 creme de cacao, 1/3 creme de menthe. Yum! Taste just like the Girl Scout cookies, but for adults. πŸ™‚


Have a very Merry Holiday!

For more great recipes, visit Meal Plan Menu.


Menu Plan Monday

It’s that time again – Menu Plan Monday! Due to holiday season being in effect, the Money Funk household is taking it easy with a couple of slow cooking recipes and one casserole – and they couldn’t be yummier! (the Mexican Cornbread casserole is a new one to me – I’ll be sure to let you know how it goes)

From our House to Yours - Happy Holidays

I love these vinyl stick ups – it looks great in my kitchen!

  • Sunday: Steak, baked potato with sour cream, cheddar cheese and chives, and veggies
  • Monday: Chinese Lemon Chicken (slow cooker), white rice, and broccoli
  • Tuesday: Mexican Cornbread Casserole with a green salad
  • Wednesday: CPK (California Pizza Kitchen) BBQ chicken pizza and a green salad
  • Thursday: Super Simple Cranberry Roast (slow cooker), mashed potatoes, and veggies
  • Friday: Eat out – have to run out of town for the evening
  • Saturday: Hot dogs with shoestring fries


How are the holidays treating you? We are just finishing up the shopping here. Still need to get our tree, but the rest of the decorations are shining. The week before Christmas we are going to be baking fools – the daughter and me. I’ll be sure to post my favorite recipes this week. If you read, “How we are surviving the holidays without credit cards“, then you’ll figure out what I am baking. I think I listed Russian Tea cakes twice. LOL. And they are the simplest cookie to make, too.

If you have a favorite holiday treat, I’d love to hear about it by leaving a comment section below. Or if you have a great persimmon bread recipe – I’ve been toying with the idea of making some up.

Oh ya, somehow the husband and I talked ourselves into hosting a Christmas dinner – so if you have frugal buffet style tips or dishes to serve – would be a great help! Stay bundled and warm – And thank you for stopping by! πŸ˜€

Be sure to visit I’m an Organizing Junkie for more great menu plans!

Find more great menu plans at a href=orgjunkie.comIm an Organizing Junkie/a

Find more great menu plans at

Giddy Up Roundup!

Giddy Up RoundupLot’s of great stuff out there to read! I especially enjoyed the comics by Credit Card Daily; it’s neat to see some of our PF bloggers become characatuers. Check it our for yourself.


Carnival I Paricipated In:


Examiner Article I wrote:

Menu Plan Monday

So, did you all get your Holiday Cards mailed out? Ya, I am behind too. We just bought a 40 pack for $14 at Target. They are really pretty, too. Hopefully, my husband, with wonderful penmanship, will sign all the cards by tomorrow and I can mail them out. *cross fingers*. We did decorate our house today. Looks beautiful! We plan on getting our Noble Fir tree this week. Then it will look really pretty.

Hey, Santa just came down our block with 7 fire engines, the Grinch, and the dog. I love how they drive around the neighborhood every year for the kids. It’s really very cool. I don’t mind my taxes going for that.

Now, I am in my warm house with a log burning and typing this post about my menu for this week. Can’t wait to try the Rustic Roast Chicken. Mm. Sounds and looks divine!

  • Sunday: Hot dogs & chips – easy peasy as we decorated the house today
  • Monday: Fannie Farmer Macaroni and Cheese and green salad – by far my favorite recipe!
  • Tuesday: Fish Tacos – tasty, quick to make, and totally yummy. I like to make a sour cream sauce – yup, sour cream and a little milk – mix and top tacos with sauce and salsa. Mm.Mm.
  • Wednesday: Orange Chicken – totally try this recipe, white rice, and veggies. This recipe taste just like your favorite Chinese orange chicken.
  • Thursday: Steak, Baked Potatoes, and veggies
  • Friday: Eating out – have to make a run out of town
  • Saturday: Rustic Roasted Chicken – found this awesome recipe on Foodgawker. Can’t wait to try it. Check out the link – love the pics – makes one so hungry!

For more great recipes, make sure to check out Orgjunkie’s Menu Plan Monday!


What’s in your purse?

Northern Living Allowance has done it, Revanche has done it, I believe Serendipity did it, even J. Money showed his. *If I didn’t include you in this list and you did it (cuz there are more of you, I’ve seen it), let me know and I’d be happy to add you. πŸ™‚

Showing the goods. I broke down and thought I’d join the fun for a weekend. Here is mine:
Ya, I could actually live out of mine. Oh wait, I don’t have a clean underwear in my purse. Maybe not, but I have a toothbrush!

Let see, clockwise:

  • Wallet, no $, no credit cards
  • My journal for writing down last minute ideas, my budget book to keep us on track, and a pen to make sure there is no excuses
  • I love to print stuff out – holiday recipes, blog writing ideas, and whatever else looks good
  • sun glasses, chapstick, keys, blackberry, work badge, spa certificate (thinking about selling), “mom” keychain, and Dave & Buster cards racked up with points
  • Purse from Kohl’s – totally comfy and probably too big
  • Bag with toothbrush & toothpaste, retainer case, eye glasses, -n- stuff


Well that concludes my purse items. Dare to share yours? Hope you are having a great weekend.